Last Reviewed
April 12, 2026
Rate inputs and source links were rechecked against the current tracked PayPal business fee pages on this date.
Independent PayPal Fee Calculator
PayPal Fee Calculator.
Calculate PayPal fees, net amount received, and how much to charge for checkout, Goods and Services, invoice, instant transfer, and international fee types using tracked PayPal business fee inputs.
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Selected fee type: 3.49% + $0.49
PayPal Fee (3.49% + $0.49)-$36.67
You Will Receive$1,000.00
You Should Charge$1,036.67
Evidence Layer
Why You Can Trust These PayPal Fee Results
The main PayPal fee calculator uses directly tracked PayPal business fee pages for the supported markets and visible payment types shown in the selector.
Evidence Mode
Official Direct Mapping
Visible calculator rates are mapped from current PayPal business fee pages instead of generic hard-coded defaults.
Coverage
US, UK, FR, DE, ES, IT, NL, IE, CA, AU, SG, HK
The homepage calculator shows supported PayPal business fee types for the tracked markets and keeps unsupported categories out of the main selector.
Official Source Pages
If a fee type is not clearly listed in the tracked PayPal source pages for a market, it is not exposed as a normal selectable rate on the homepage calculator.
Cross-border estimation and comparison assumptions are separated onto dedicated pages so the main PayPal fee calculator stays anchored to direct rate mappings.
PayPal Fee Examples
What Are The Current PayPal Business Fees?
Current PayPal business fee types for United States. Use this table to compare the selected market's visible checkout, transfer, donation, and other fee categories.
| Transaction Type | Percentage Rate | Fixed Fee (USD) |
|---|---|---|
| PayPal Checkout | 3.49% | $0.49 |
| PayPal Guest Checkout | 3.49% | $0.49 |
| Standard Credit & Debit Card Payments | 2.99% | $0.29 |
| Pay with Venmo | 3.49% | $0.49 |
| PayPal Pay Later | 4.99% | $0.49 |
| QR Code Transactions | 2.29% | $0.09 |
| QR Code via Third-Party Integrator | 2.29% | $0.09 |
| PayPal Checkout for Donations | 2.89% | $0.49 |
| Charity Transactions | 1.99% | $0.49 |
| Pay by Bank (ACH) | 1.00% | None (max $10.00) |
| Alternative Payment Methods | 2.89% | $0.19 |
| Micropayments | 4.99% | $0.09 |
What Are PayPal Business Fees?
PayPal business fees are the processing charges PayPal deducts from checkout payments, invoice payments, instant transfers, and some cross-border transactions. If you searched for a PayPal transaction fee calculator, this page shows the current fee rate, the net amount you receive, and the gross amount you need to charge.
PayPal Checkout And Merchant Fees
PayPal merchant fees depend on the payment type. A standard checkout payment, a donation, a micropayment, and an instant transfer can all use different pricing even in the same market.
PayPal Fees Change By Market
The same PayPal fee category can change between North America, Europe, and Asia-Pacific markets. That is why the calculator switches market-specific rates instead of assuming one global fee chart.
Reverse Mode Solves The Real Problem
Many users do not want to know the fee in isolation. They want to know what to charge so that the final net amount after PayPal fees still matches the amount they planned to keep.
Which PayPal Fee Calculator Do You Need?
This site is built as a focused PayPal fee calculator cluster. Use the page that matches your situation so you get the most relevant PayPal fee calculation instead of a generic answer.
PayPal Goods And Services Fee Calculator
Best when you want to check a Goods and Services payment fee, net amount received, or how much to charge so the fee is covered.
PayPal Invoice Fee Calculator
Use this page when you need to bill a client and want the invoice total to land on the exact net amount you plan to keep.
PayPal Instant Transfer Fee Calculator
Check the PayPal instant transfer fee, minimum fee, and any listed cap before you move money out of your PayPal balance.
Does PayPal Charge International Fees?
Check how PayPal international fees work when buyer and seller are in different markets, then estimate the cross-border fee with the calculator.
PayPal Business Fees And Merchant Rates
Browse PayPal business fees by market and compare checkout, donations, charity, micropayment, and transfer-related fee types in one place.
PayPal Friends And Family Fee Calculator
Estimate modeled personal-transfer fees when sender, receiver, funding source, and fee bearer all affect the result.
PayPal Refund And Chargeback Loss Calculator
Estimate retained fees, refund loss, and dispute cost after the original PayPal payment has already happened.
PayPal Fee Type Compare
Compare tracked PayPal fee types on the same amount to find the cheaper payment path in one market.
PayPal Currency Conversion Calculator
Compare mid-market and PayPal exchange rates, estimate spread loss, and see the total source-side cost.
More PayPal Fee Guides
Some PayPal fee questions are better answered with an explanation page than a calculator alone. These guide pages form the PayPal fee guide layer between the main calculator and the transaction-specific pages.
PayPal Fee Sources And Methodology
Learn where the fee inputs come from, how the site updates them, and which results are direct mappings versus scenario-based estimates.
PayPal Fees For Receiving Money
Understand when PayPal charges receiving fees and when receiving money may be free or tied to a different payment type.
PayPal Currency Conversion Fee
See how PayPal currency conversion fees differ from transaction fees and why cross-border payments can cost more than expected.
Goods And Services Vs Friends And Family
Compare fee differences, payment protections, and when each PayPal payment type is the right choice.
Supporting Research Pages
These pages support the PayPal fee cluster but are not primary PayPal fee calculator entry points.
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US
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UK
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FR
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DE
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ES
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IT
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NL
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IE
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CA
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AU
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SG
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HK
PayPal Fees By Market
PayPal's fee structure varies by market, checkout method, and product category. This calculator now switches the official market and currency data in real time.
People Also Ask
How much is the PayPal fee on $100?
For a standard US PayPal Checkout payment, PayPal charges 3.49% + $0.49. On a $100 payment, the fee is $3.98 and you receive $96.02.
More PayPal Fee Questions
Expert insights on managing your transaction costs.