PayPal Business Fees 2026

Browse PayPal business fees and merchant fee rates by market. Compare checkout, donations, charity, micropayments, and other payment types side by side.

Current rate: 3.49% + $0.49

Transaction TypePercentageFixed Fee
PayPal Checkout3.49%$0.49
PayPal Guest Checkout3.49%$0.49
Standard Credit & Debit Card Payments2.99%$0.29
Pay with Venmo3.49%$0.49
PayPal Pay Later4.99%$0.49
QR Code Transactions2.29%$0.09
QR Code via Third-Party Integrator2.29%$0.09
PayPal Checkout for Donations2.89%$0.49
Charity Transactions1.99%$0.49
Pay by Bank (ACH)1.00%None (max $10.00)
Alternative Payment Methods2.89%$0.19
Micropayments4.99%$0.09

Evidence Layer

How This PayPal Business Fee Table Is Verified

The fee schedule page is the cleanest direct-view source layer in the site. It surfaces the tracked PayPal business fee rows by market so users can inspect rate categories before calculating.

Last Reviewed

April 12, 2026

Rate inputs and source links were rechecked against the current tracked PayPal business fee pages on this date.

Evidence Mode

Official Direct Mapping

Visible fee rows in the table are mapped from tracked PayPal business fee pages for each supported market rather than generated from a generic merchant pricing template.

Coverage

Tracked Visible Business Fee Rows

This page covers the supported market fee categories that can be cleanly shown side by side, including checkout-related, donation, charity, micropayment, and transfer-related rows where available.

Use this page when the priority is inspecting the visible rate table first and calculating second.

The dedicated calculator pages are still the better destination when you need gross-up pricing, reverse calculations, or workflow-specific guidance.

Full Methodologyarrow_forward

What Are PayPal Business Fees?

This table is built to match searches for PayPal business fees and merchant fees. It groups the payment types that matter most to businesses, including checkout, donations, charity, and transfer-related fees.

What Are PayPal Business Account Fees?

PayPal merchant fees vary by market, payment method, and product type. A checkout rate in the US may not match the same payment type in the UK, France, Canada, or Australia.

What Are PayPal Business Transaction Fees?

Pick a market first, then compare the visible payment types for that market. Use the comparison block below to see how the same PayPal business fee category changes across supported markets.

PayPal Business Account Fees By Market

See how PayPal Checkout changes across the supported markets.

🇺🇸
United States
USD
Rate3.49%
Fixed$0.49
🇬🇧
United Kingdom
GBP
RateNot available
Fixed
🇫🇷
France
EUR
RateNot available
Fixed
🇩🇪
Germany
EUR
RateNot available
Fixed
🇪🇸
Spain
EUR
RateNot available
Fixed
🇮🇹
Italy
EUR
RateNot available
Fixed
🇳🇱
Netherlands
EUR
RateNot available
Fixed
🇮🇪
Ireland
EUR
RateNot available
Fixed
🇨🇦
Canada
CAD
RateNot available
Fixed
🇦🇺
Australia
AUD
RateNot available
Fixed
🇸🇬
Singapore
SGD
Rate3.40%
Fixed$0.50
🇭🇰
Hong Kong
HKD
Rate2.90%
FixedHK$2.35

More PayPal Fee Guides

Use these guide pages when you need more context than a fee table alone can provide. Together they help explain how PayPal fees work across receiving money, conversion, fee methodology, and payment-type differences.

People Also Ask

What are PayPal business account fees?

This page lists current PayPal business fees and business account fee rates for the supported markets and payment types shown in the table.

More PayPal Business Fee Questions